Are you falling behind with payments of rent, council tax or utility bills? Are you struggling to manage your Universal Credit payment?
Our Money Advice Team can help you in a number of ways:
We can help you produce an in-depth budget sheet, looking at all your income, essential bills, other outgoings and debts. This shows you in detail what you are spending.
The Money Advisor can also help you set up standing order and direct debits so managing your money is easier.
We can help you check what benefits you may be entitled to. We can also help you apply for and complete forms for different benefits.
Our team can help you apply for a variety of grants and discounts, subject to eligibility.
Using the budget sheet, we can help you identify any debt that you have and negotiate with your creditors.
We can help you to apply for grants and schemes to help reduce fuel costs and bills, including Water Sure Wales, Energy Trust Funds and Warm home Discount.
The Money advisor will decide the best course of action for you to address your debts. They can also access free boiler schemes for those eligible.
Opening a bank account
You should have a bank account because:
We can help you open a bank account by:
- Advising exactly what is needed to open a bank account
- Providing a form of ID if you are currently on Housing Benefit and/or Council Tax Reduction.
- Advising on the options available to you and what would best suit your needs
Our advisors are on hand to explain banking terms and processes, making sure you fully understand what your options are when dealing with banks.
The Money Advice team is available in the following libraries and hubs: